Why Income Notes R Us?
YOUR STRATEGIC PARTNER IN REAL ESTATE NOTES AND INVESTMENTS
WE’RE IN THE NOTES BUSINESS — AND BEYOND
At Income Notes R Us, we don’t just lend money; we help you turn real estate notes into fast cash and transform real estate investments into long-term passive income streams that build generational wealth. Real estate notes are a powerful but often underutilized asset class — and we specialize in unlocking their full value through smart funding solutions and strategic partnerships.
Whether you’re a note holder seeking liquidity without the hassle of waiting for payments or an investor looking for reliable funding for non-owner occupied properties, we have tailored options to accelerate your cash flow and investment growth. Our deep expertise spans note acquisition, private money lending, joint ventures, and advanced real estate investment analytics, so you can invest confidently and profitably.
MEET Income Notes R Us — YOUR ALLY IN WEALTH CREATION
Founded by Victoria OHare, Income Notes R Us is more than a private money lender — we’re a full-service real estate investment partner dedicated to your success. We understand that every investor’s journey is unique, which is why we combine:
- Industry-leading expertise in notes and real estate financing
- Cutting-edge technology for due diligence and deal management
- Robust capital resources to fund a wide variety of projects
- Collaborative joint ventures that align interests and maximize returns
Our philosophy is simple: your success fuels ours. We work relentlessly to ensure you have the capital, data, and support to seize market opportunities — fast and efficiently.
COMPREHENSIVE SERVICES THAT MEET ALL YOUR INVESTMENT NEEDS
We offer a broad suite of services designed to empower real estate investors and note holders at every level:
- Private Money Lending: Fast, flexible loans tailored for fix-and-flip, rentals, ground-up construction, and commercial projects.
- Joint Venture Partnerships: Partner with us to leverage our capital and experience, sharing profits on deals you bring to the table.
- Note Purchase & Liquidation: Convert your real estate notes into immediate cash with competitive offers, avoiding lengthy collections or foreclosure processes.
- Proof of Funds Letters: Instant proof to sellers and brokers, accelerating negotiations and closing timelines.
- Collateral DNA Reports: Detailed property condition and value analysis, helping you assess risk and opportunity precisely.
- Debt Stack Reports: Comprehensive insight into existing liens, mortgages, and obligations on properties, ensuring you make fully informed investment decisions.
- Exclusive Off-Market Leads: Access high-equity, vetted properties not available on MLS or public listings — giving you a competitive edge in crowded markets.
- Commercial & Construction Loans: Competitive funding for larger-scale and ground-up developments.
- Bridge & Jumbo Loans: Short-term and high-value financing solutions designed for complex or time-sensitive transactions.
WHY INVESTORS AND NOTE HOLDERS TRUST US
1. Expertise Backed by Experience
Our leadership and lending team bring decades of combined experience in real estate investing, note purchasing, underwriting, and portfolio management. We’ve successfully funded and closed hundreds of transactions, ranging from simple flips to multi-million-dollar commercial projects.
2. Tailored Funding — Regardless of Credit or Experience
Unlike traditional banks, we focus on the deal and its potential, not just credit scores or financial history. Whether you’re a first-time investor with no capital or a seasoned pro scaling your portfolio, we create funding solutions that work for you.
3. Speed & Efficiency — Closing Deals When Time is Critical
In real estate, timing can make or break a deal. We use state-of-the-art business management systems to streamline approvals and fund closings quickly — often within days, not weeks.
4. Transparency & Integrity
We believe in full disclosure and honest communication. You’ll always know where your deal stands, what the costs are, and how your investment is performing.
5. Long-Term Strategic Partnerships
We don’t just fund deals — we build relationships. Our joint ventures and partnerships are designed for mutual growth and ongoing success.
THE Income Notes R Us DIFFERENCE:
- Up to 100% Financing: We can fund purchase, rehab, and closing costs up to 70% of ARV through joint ventures or lending.
- Advanced Due Diligence Tools: Our proprietary reports (Collateral DNA, Debt Stack, Proof of Funds) reduce risk and improve decision-making.
- Exclusive Market Access: We provide vetted, off-market property leads nationwide, helping you beat competition and find deals with high equity potential.
- Flexible Deal Structures: From fix-and-flip loans to rental property financing and construction loans, we tailor solutions to your project’s unique needs.
- Experienced Team: Our network of lenders, underwriters, and real estate experts bring unmatched professionalism and care to every transaction.
OUR TEAM — INDUSTRY LEADERS INVESTED IN YOUR SUCCESS
Our experienced professionals are passionate about real estate and committed to helping you succeed. We’ve worked on some of the most challenging and rewarding transactions, including:
- High-return fix-and-flip projects generating 20-40%+ ROI
- Buy-and-hold rental portfolios creating reliable monthly cash flow
- Ground-up construction and commercial developments unlocking new markets
- Complex refinancing deals optimizing leverage and equity growth
We provide hands-on guidance, proactive communication, and expert advice — so you can focus on growing your investment portfolio with confidence.
READY TO TURN YOUR NOTES INTO CASH OR SCALE YOUR REAL ESTATE PORTFOLIO?
At Income Notes R Us, we combine capital, expertise, and technology to help you:
- Access fast liquidity by selling or leveraging your real estate notes
- Secure 100% funding for non-owner occupied investment properties
- Gain an edge with exclusive, high-quality off-market deals
- Build passive income streams through rental acquisitions and joint ventures
- Minimize risk with in-depth property and lien analysis reports
You bring the deal, we bring the money — and the partnership that drives your success.
Contact Income Notes R Us today to learn how we can help you unlock cash flow, scale your investments, and build lasting wealth through real estate!